Life
My pension
| Pension savings | Long-term savings | |
|---|---|---|
| Capital guarantee | Yes | No |
| Premium tax | Yes | Limited (2%) |
| Annual commitment | No | No |
Pension savings
• You save €960 a year with a 30% tax reduction (€288) or €1,230 a year with a 25% tax reduction (€307.50)
• No annual commitment
• The following year you will recover 30% of the premium through your taxes (€282)
• You have a capital guarantee on all your Branch 21 insurance payments
• Very favourable final tax
• No premium tax
• Protection from the Branch 21 Guarantee Fund
Long-term savings
To be started between your 18th and 64th birthday
• You do not have a mortgage loan entitling you to tax deduction
• You save up to €2,310 per year (amount depends on your net income)
• No annual commitment
• The following year you will recover 30% of the premium through your taxes (€ 693)
• This means you only pay a net amount of €1,582
• You have a capital guarantee on all your Branch 21 insurance payments
• Very favourable final tax
• Only 2% premium tax
• Protection from the Branch 21 Guarantee Fund