Vehicle
Tailored solutions for your car insurance in Belgium
TPL car insurance
TPL car insurance car insurance, also known as civil liability or TPL motor vehicles, is a mandatory car insurance in Belgium for anyone driving on public roads. At AlliA, our car insurance solutions extend beyond cars to include bikes, scooters, mopeds, caravans, mobile homes, tractors, and trailers.
What does TPL Car insurance cover?
- Property and bodily harm to third parties caused by you or someone else driving your insured vehicle.
- Injury to occupants of your insured vehicle, excluding the driver responsible for the accident.
How is the premium calculated? The cost of your TPL car insurance depends on several factors, including the driver’s age, place of residence, driving experience, and vehicle power.
Some add-ons available for the compulsory BA car insurance include full or partial comprehensive, driver’s insurance, legal expenses, assistance.
Comprehensive car insurance
Want reimbursement for damages to your own vehicle, whether you’re at fault or not? Comprehensive car insurance provides that protection. You have two options:
- Partial comprehensive car insurance: covers fire, glass breakage, natural forces, animal collisions, and (attempted) theft.
- Full comprehensive car insurance: adds coverage for self-inflicted damage, hit-and-run incidents, and vandalism.
At AlliA, we take a personal approach to help you choose the formula that best meets your needs and expectations.
Driver’s insurance
If you cause an accident, you won’t receive compensation for bodily injury without driver’s insurance. This optional coverage ensures compensation for death, temporary or permanent disability and medical expenses.
Car insurance with legal expenses
Do you have to appear in court after a traffic violation? Faced with a legal dispute after an accident? Car insurance with legal expenses defends your interests, providing support for legal and administrative matters.
If out-of-court settlements fail, this insurance reimburses lawyer fees and court costs. Some plans even assist with disputes involving your car mechanic.
Breakdown assistance with car insurance
Breakdown on the road? Or need medical help after an accident? Adding assistance to your TPL car insurance guarantees support for both your vehicle and its occupants. Depending on your plan, services include breakdown assistance, towing, replacement vehicles, repatriation, and more.
Need to file a claim?
Download your collision form here.
Looking for personalised insurance advice? Discover which car insurance solutions in Belgium are best suited to your situation? Feel free to contact our experts.