Group insurance
with pension accrual
Attract and motivate talent with tax advantages
One of the most valuable fringe benefits you can offer? Group insurance with pension accrual. This benefit allows your employees to build a supplementary pension on top of their statutory pension – an essential addition, as the statutory pension often falls short of maintaining a comfortable standard of living.
Providing pension insurance is a powerful tool to attract new talent and, just as importantly, retain and motivate your existing workforce. It’s particularly effective when you consider that pension accrual can provide greater net benefits for employees than a salary increase.
How does it work? There are two options: you pay the premium in full or you let your employees pay a part too. For you as an employer, the premiums are tax-deductible as a professional expense. Do your employees contribute? Then they benefit from a tax advantage.
It is possible to include several safeguards in your staff pension insurance. Including:
- disability cover: guaranteed benefits in case of illness or accident.
- death cover: a predetermined amount for beneficiaries if the employee passes away before retirement.
Why Choose AlliA for group pension insurance ? There’s lots of benefits:
- Tailored solutions
We take your unique needs into account, understanding your decision-making process, budget constraints, and the importance of aligning with market standards. - Seamless integration
We ensure smooth management of fringe benefits by closely collaborating with your HR and finance teams. - Clarity and transparency
We make the complex world of group insurance and supplementary pensions easy to understand through clear and transparent communication.
Employee benefits in the form of insurance – our solutions
- Hospitalisation insurance protects your employees against high hospital expenses, with options to extend coverage for additional guarantees.
- Workmen’s compensation insurance covers the financial impact of accidents that occur at work or during commutes to and from work.
- Guaranteed income and disability protects your employees against income loss resulting from disability.
Helping your employees build up a supplementary pension in a tax-efficient way? We are happy to provide tailored advice to help you select the pension insurance that best suits your business and meets the needs of your employees. Contact our experts for tailored advice today.