Workers’ compensation insurance
for companies
More insight, greater impact
In Belgium, companies are legally required to provide accident insurance for their employees. The law dictates minimum guarantees and compensation pathways, leaving many to believe they have little influence over it. However, workplace accident insurance can take a significant portion of your budget.
Which accidents are covered? What costs are involved? How are premiums calculated? As an experienced insurance broker, AlliA guides you in understanding these factors and strengthening your negotiating position with insurers.
By working with AlliA, you have:
- Faster and better control
With exclusive access to the insurance market, we secure coverage quickly and efficiently, helping you gain better control over both premium costs and claims management. - Clearer claims insights
Despite the fixed legal framework, AlliA helps you add nuances to claims management. Through our expertise, we negotiate arrangements that align with your expectations. This clarity enhances your understanding of claims history and enables you to provide better support to employees, such as during reintegration processes.
The same reasoning is also valid for prevention management. Each company is responsible for applying the law on well-being at work. A lot of companies do not take advantage of the guidance offered by their insurer in this regard. At AlliA, we support you to reach clear agreements so that your insurer is actively involved in workplace safety. - Strengthen your negotiating position on premium rate
Your claims statistics, combined with the activities covered under your policy, serve as the foundation for calculating the premium rate of your workplace accident insurance. However, these claims statistics only offer a snapshot, reflecting the potential cost of workplace accident risks.
The actual costs are often obscured by a complex mix of estimates, reserves, and assumptions. What was actually spent and what remains in reserve? What costs have been charged? With AlliA’s financial analysis, you gain a clearer and more transparent understanding of these figures. Most importantly, this insight empowers you to negotiate a better premium rate.
From wage definitions and alignment with Employee Benefits to policy extensions, AlliA offers tailored solutions to fit your needs. Schedule an appointment with us to discuss how we can optimize your accident insurance for your staff.