Liability insurance
for companies
Ideal coverage for incidents
Mistakes, oversights, or acts of carelessness can occur in an instant. Such incidents can lead to harm affecting your customers, suppliers, or other parties. Additionally, your business assets, machinery, infrastructure, and commissioned works could also cause damage. In such cases, there’s a genuine risk that your company may be held liable for the resulting damages.
If liability is established, your company will be required to provide compensation. Liability insurance for companies covers physical, property, and immaterial damages caused to third parties during your operations or following the delivery of your products and services – within the insured limits and policy conditions.
Why rely on AlliA for your insurance solutions? There’s lots of benefits:
- Expert risk assessment
Thanks to in-depth conversations, transparent communication, and years of experience and expertise. - Tailored insurer match
With our deep understanding of insurers, we can identify the best fit for your business in terms of coverage, premiums, and claims handling. - Optimal follow-up
We ensure your insurance evolves with your business, addressing changes such as relocations or new activities.
Liability insurance for companies- our solutions
Financial lines
- Directors’ liability insurance protects directors, chief executives, and senior managers against claims stemming from their official duties, including allegations of misconduct. Directors’ liability insurance provides coverage for defence costs and other related expenses.
- Professional liability insurance is designed for companies offering intellectual services – such as ICT companies, site managers, or auditors. This professional liability insurance covers your business against damage claims and associated defence costs. It applies to both contractual and extra-contractual liability.
- Cyber insurance safeguards your business against digital threats, including cyber incidents, privacy breaches, ransomware attacks and other cyber risks.
- Fraud insurance protects your business from financial losses caused by fraud, theft, and other scams.
- Transactional risk insurance (TRI) covers financial losses resulting from unforeseen issues during mergers, acquisitions, or other business transactions. It also offers tailored solutions for known risks related to tax matters or pending disputes.
Casualty
- Civil liability exploitation and product liability insurance shields your company from damages caused to third parties during business operations or by your products. It covers physical, material, and immaterial damages.
- Product contamination protects your business from the financial consequences of a product recall due to (potential) health risks. It covers recall costs, additional labour expenses, and lost revenue.
- Environmental liability insurance provides coverage for environmental damage occurring on your premises, third-party sites, or during transport. Given the tightening of European regulations, we strongly recommend securing this policy.
- Life Sciences is tailored for businesses in the medical or pharmaceutical sectors or this insurance is ideal for those conducting blood analyses, clinical trials, or similar activities.
- Excess coverage steps in when your coverage needs exceed what a single insurer can provide. It is activated once the insured limit of your primary policy is reached, ensuring continuity without compromising higher coverage limits.
Protecting your business and employees from liability claims? We are happy to provide tailored advice to help you obtain the liability insurance for companies that best suits your business and your specific risks. Feel free to make an appointment with one of our experts.